Personal Credit Card
Freedom. Build your buying power with a Visa® card.
Build your buying power and have the freedom to buy the things you want, when you want them. That’s why it’s smart to have a Visa personal credit card, it’s the perfect solution. With two options to meet your needs, both with no annual fee and includes a Rewards Program for merchandise, travel, or cash back.
3.99%* Introductory Annual Percentage Rate for the first 6 months on all purchases and balance transfers!
With your Bank of Sun Prairie Visa Credit Card, you earn reward points. You earn 1 point for every $1 spent!
Redeem your points for millions of items. Choose from a wide array of products, travel experiences and activities, event tickets, merchant gift cards, cash, and much more. Click here to learn more about Bank of Sun Prairie uChoose Rewards®
CardValet® – Take control of your credit card(s) by having the ability to define when, where, and how your card(s) are used.
We are excited to introduce Visa Account Updater (VAU).
Apply now for a Bank of Sun Prairie Visa Credit Card or for more information, contact our Visa Department at 608-837-4511 or [email protected].
To report your card lost or stolen after hours please call: 1-844-238-4482
To access your credit card statement or pay your bill online click on the link and you will be directed to online access **
*Subject to credit approval. This introductory rate is available to new customers only. Introductory rate of 3.99% ANNUAL PERCENTAGE RATE (.3325% monthly periodic rate) for the first 6 months. After the first 6 months, the ANNUAL PERCENTAGE RATE may vary. The rate is determined by the highest prime rate published in The Money & Investing Section of The Wall Street Journal on the Tenth of each month. VISA Platinum is prime plus 5.39 percentage points, which is currently 8.89% ANNUAL PERCENTAGE RATE (.74 monthly periodic rate). VISA Classic is prime plus 7.39 percentage points, which is currently 10.89% ANNUAL PERCENTAGE RATE (0.908 monthly periodic rate). The date that the new interest rate will be applied to your transactions and balances may be delayed by one statement cycle. Rate changes will take place at the start of the statement cycle following the month in which prime rate changes. These quoted variable rates are correct as of 5/10/2022. All Visas have no annual fee, up to $25 late payment fee and cash advance fees equal to 2.0% of the transaction or $5 whichever is greater, per cash advance transaction. For the Visa Classic account, if your New Balance is less than or equal to $20, you must pay the entire New Balance. If your New Balance is more than $20, you may pay either the entire New Balance or, a minimum payment of 2.5% of your New Balance or $20, whichever is greater. For the Visa Platinum account, if your New Balance is less than or equal to $50, you must pay the entire New Balance. If your New Balance is more than $50, you may pay either the entire New Balance or, a minimum payment of 2.5% of your New Balance or $50, whichever is greater. The minimum payment due will be rounded to the next highest whole dollar and reflected as such on each periodic statement. Benefits vary by card. Please read all disclosures on application.
**Please note that by clicking on the link for online access you will be leaving the Bank of Sun Prairie website.