Online Banking Center

Personal Checking Accounts

The power to choose what’s right for you.

Bank Sun Prairie Personal BankingYou have financial needs, we’ve got you covered – starting with four different checking accounts that offer benefits like convenience, rewards, pays interest and much more. Compare them all and choose what fits. Getting the right type of checking has never been easier.

Freedom Checking
Basic checking that’s ideal for all your day-to-day purchases. There is no service charge on this account.

Rewards Checking
Earn points to redeem toward merchandise, travel or cash back.

Elite Rewards Checking
Get the same great benefits of Rewards Checking and much more, including earning interest on your money.

Independence Plus
Combines interest-earning checking, perks and exclusive social outings for those 55 and older.

Student Rewards Checking
For students 13 to 24 years old, start down the path of financial independence with reward points, debit card and no monthly service charge.

This account includes free online banking, mobile banking with mobile deposit* and a debit card. For more information on personal checking accounts or to open a new checking account, contact the Bank of Sun Prairie at 608-837-4511.

*Per your data provider SMS, message and data fees may apply.

Click Here for a Free Short Course on this Topic


Young-mail-at=computer-at desk-checking-account-Bank-Sun-Prairie-Cottage-Grove


Table Header

Freedom Checking

Rewards Account

Elite Rewards Checking

Independence Plus Checking

Student Rewards Checking

Requirement(s) to avoid Service Charge None
Any 1 of the 5:
1) Direct Deposit (min. of $250 cumulative per statement cycle)
2) $1,000 in combined daily deposit account balances
3) Loan or Line of Credit (excludes VISA, Business & PRA)
4) Combination of 3 Bill Payments or ACH Debits posted to your account in a statement cycle
5) 24 Years of Age or less
$1,000 minimum daily balance in checking
$5,000 minimum daily balance in non-checking related deposit accounts
1) Age 55 or better
2) $2,500 minimum daily balance in non-checking related deposit accounts

1) Students 13 to 24 years old

2) Minimum opening balance of $25

Service Charge if applicable $0 $7.50 $15 $7.50 $0
uChoose Rewards®*
Earn points redeemable toward:
  • Merchandise
  • Travel
  • Cash Back



Pays Interest      
Estatements (Required)      
25% discount on any size safe deposit box (as available)      
Money Orders and Cashier’s Checks at no charge      
Free BOSP Specialty Style Checks      
Personal Reserve Account (PRA) with no annual fee     ✔**  
10% discount on first year’s fee for any new Trust Department account      
Invitations to exclusive events        

* By registering your card(s) for uChoose Rewards® you earn points for all non-pin debit card purchases.

** Must be 62 years or better and subject to credit approval.