Personal Checking Accounts
The power to choose what’s right for you.
You have financial needs, we’ve got you covered – starting with four different checking accounts that offer benefits like convenience, rewards, pays interest and much more. Compare them all and choose what fits. Getting the right type of checking has never been easier.
Basic checking that’s ideal for all your day-to-day purchases. There is no service charge on this account.
Earn points that are redeemable toward merchandise, travel or cash back.
Elite Rewards Checking
Get the same great benefits of Rewards Checking and much more, including earning interest on your money.
Combines interest-earning checking, perks, and exclusive social outings for those 55 and older.
This account includes free online banking, mobile banking with mobile deposit* and a debit card. For more information on personal checking accounts or to open a new checking account, contact the Bank of Sun Prairie at 608-837-4511.
*Per your data provider SMS, message and data fees may apply.
Elite Rewards Checking
Independence Plus Checking
|Requirement(s) to avoid Service Charge||None||
Any 1 of the 5:1) Direct Deposit (min. of $250 cumulative per statement cycle)
2) $1,000 in combined daily deposit account balances
3) Loan or Line of Credit (excludes VISA, Business & PRA)
4) Combination of 3 Bill Payments or ACH Debits posted to your account in a statement cycle
5) 24 Years of Age or less
|$1,000 minimum daily balance in checking
$5,000 minimum daily balance in non-checking related deposit accounts
|1) Age 55 or better
2) $2,500 minimum daily balance in non-checking related deposit accounts
|Service Charge if applicable||$0||$7.50||$15||$7.50|
Earn points redeemable toward:
|25% discount on any size safe deposit box (as available)||✔||✔|
|Money Orders and Cashier’s Checks at no charge||✔||✔|
|Free BOSP Specialty Style Checks||✔||✔|
|Personal Reserve Account (PRA) with no annual fee||✔||✔**|
|10% discount on first year’s fee for any new Trust Department account||✔||✔|
|Invitations to exclusive events||✔|
* By registering your card(s) for uChoose Rewards® you earn points for all non-pin debit card purchases.
** Must be 62 years or better and subject to credit approval.