Mortgage Checklist
Below is a list of information you will need to provide to help expedite your loan application for a smooth and efficient process from start to finish.
Required:
- Current driver’s license
- Two years W-2s and/or 1099s (most recent)
- Two paystubs (most recent)
- If self-employed, two years of tax returns, all schedules and K-1s (most recent)
- One month (most recent) bank account statements (non-applicable if Bank of Sun Prairie accounts)
- Current home insurance policy
If Applicable:
- Current retirement/investment account statements
- Marital settlement agreement/divorce decree
- Proof of retirement/pension income
- Trust documents
- Current mortgage statement (refinancing)
- New construction – blueprints, plans & specs
- If available, signed copy of the offer to purchase contract
- If you own investment property or a second home provide copies of current rental leases and a current mortgage statement
- If you have been in school in the last two years provide a copy of degree/certificate and certified transcripts
- Selling present home we will need a copy of your closing disclosure after closing