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Home One®

Have you dreamed about owning your own home? We can help you with a limited-down payment mortgage. 

Qualifying for a mortgage doesn’t have to seem impossible. That’s why Bank of Sun Prairie offers the Freddie Mac Home One® Mortgage.

This mortgage program is available for purchase and refinances with low or no cash out:

  • Fixed-rate mortgage
  • Low down payment (financing up to 97%)
  • Reduced Private Mortgage Insurance (PMI) rates
  • Reduced closing costs
  • Home-buyer education
  • Income limits apply. See the Affordable Income Eligibility tool on the Freddie Mac website.
  • Subject to credit approval

Reference our Mortgage Checklist for a list of items to provide to your lender. 

Contact one of our experienced Real Estate Lenders for more information!

Effective Thursday, August 19, 2021, in accordance with Public Health Madison & Dane County Face Covering Emergency Order, everyone entering the bank is required to wear a face covering. Thank you for understanding.