Business Checking Accounts
Essential to any business: A Business Checking Account
Whether you are the owner of a for-profit business or managing a nonprofit organization, a business checking account provides you with a convenient, easy way to manage your business finances.
At Bank of Sun Prairie, we are lucky to work with various businesses from large-scale transactions to start-up firms to nonprofits, from various industries. From this diverse experience, we are proud to offer a variety of flexible business checking account types designed to help our customers manage day-to-day cash flow.
All of our business checking accounts come with:
Bank of Sun Prairie is a Prime Partner in WisTAF’s Interest on Lawyers’ Trust Accounts (IOLTA) program, ensuring all Wisconsinites may access legal advice or representation when needed. Contact Bank of Sun Prairie at 608-837-4511 or [email protected] for more information.
- Free business online banking
- No fees during the first two full account cycles when you switch from another financial institution
- Bill pay, at no charge
- Instant issue Mastercard® debit card
- No fees for cash/currency furnishing and depositing
Choose from a variety of flexible accounts designed to help you manage your day-to-day cash flow such as Business Freedom giving you the option of a lower minimum balance requirement and low monthly service fees; Business Elite pays interest; Business Analyzed offers earnings credit; and Nonprofit Community options with and without interest earnings.
Business Checking Account Types:
| Checking |
Business Basic |
Business Freedom | Business Elite | Business Analyzed | Nonprofit Community | Nonprofit Community with Interest |
| Balance Required |
$0 | $1,000 | $15,000 | $0 | $0 | $0 |
| Monthly Service Fee |
$0 | $5.00* | $15.00* | $10.00 | $0 | $10.00 |
| Interest | No | No | Yes – Sole Proprietor Only | Earnings Credit | No | Yes |
| Transaction Item Limits |
50 | 150 | 500 | NA | 500 | NA |
| Per Transaction Item Fee** (over item limit) |
$0.50 | $0.50 | $0.50 | NA | $0.50 | NA |
| Per Debit/Credit Fee | NA | NA | NA | $0.25 | NA | $0.25 |
| Checks Deposited |
NA | NA | NA | $0.10 | NA | $0.10 |
*If balance requirement is not met.
**A transaction item includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a Bank of Sun Prairie Mastercard® debit card.
For more information on business checking accounts or to open a checking account, talk to one of our experienced, local business banking experts and let’s get started today! Call Bank of Sun Prairie at 608-837-4511.