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Business Checking Accounts

Essential to any business:  A Business Checking AccountBusiness Banking Keyboard and Mouse

Whether you are the owner of a for-profit business or managing a nonprofit organization, a business checking account provides you with a convenient, easy way to manage your business finances.

At Bank of Sun Prairie, we are lucky to work with various businesses from large-scale transactions to start-up firms to nonprofits, from various industries. From this diverse experience, we are proud to offer a variety of flexible business checking account types designed to help our customers manage day-to-day cash flow.

All of our business checking accounts come with:

Wisconsin Trust Account Foundation Prime Partner Logo

Bank of Sun Prairie is a Prime Partner in WisTAF’s Interest on Lawyers’ Trust Accounts (IOLTA) program, ensuring all Wisconsinites may access legal advice or representation when needed. Contact Bank of Sun Prairie at 608-837-4511 or [email protected] for more information.

  • Free business online banking
  • No fees during the first two full account cycles when you switch from another financial institution
  • Bill pay, at no charge
  • Instant issue Mastercard® debit card
  • No fees for cash/currency furnishing and depositing

Choose from a variety of flexible accounts designed to help you manage your day-to-day cash flow such as Business Freedom giving you the option of a lower minimum balance requirement and low monthly service fees; Business Elite pays interest; Business Analyzed offers earnings credit; and Nonprofit Community options with and without interest earnings.



Business Checking Account Types:


 Business Basic

Business Freedom Business Elite Business Analyzed Nonprofit Community Nonprofit Community with Interest
Balance Required
$0 $1,000 $15,000 $0 $0 $0
Monthly Service Fee
$0 $5.00* $15.00* $10.00 $0 $10.00
Interest No No Yes – Sole Proprietor Only Earnings Credit No Yes
Transaction Item Limits
50 150 500 NA 500 NA
Per Transaction Item Fee**  (over item limit)
$0.50  $0.50 $0.50 NA $0.50 NA
Per Debit/Credit Fee NA NA NA $0.25 NA $0.25
Checks Deposited
NA NA NA $0.10 NA $0.10

*If balance requirement is not met.

**A transaction item includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a Bank of Sun Prairie Mastercard® debit card.

For more information on business checking accounts or to open a checking account, talk to one of our experienced, local business banking experts and let’s get started today! Call Bank of Sun Prairie at 608-837-4511.