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Auto, RV and Boat Loan Rates

 

 

 

 

 

 

2020 or Newer Auto/Truck/Motorcycle Loans
Term APR (As Low As)* Monthly Payment**
36 months 2.24% $28.75
48 months 2.24% $21.80
60 months 2.44% $17.72
72 months 2.59% $15.01
84 months 3.55% $13.46
     
2019 or OlderAuto/Truck/Motorcycle Loans
Term APR (As Low As)* Monthly Payment**
36 months 2.49% $28.86
48 months 2.69% $22.00
60 months 2.99% $17.96
72 months 4.05% $15.67
     
2020 or Newer Recreational Vehicle and Boat Loans
Term APR (As Low As)* Monthly Payment
36 months 3.99% $29.52**
48 months 3.99% $22.57**
60 months 3.99% $18.41**
72 months 3.99% $15.64**
120 months 5.99% $277.43***
     
2013-2019 Used Recreational Vehicle and Boat Loans
Term APR (As Low As)* Monthly Payment**
36 months 5.00% $29.97
48 months 5.50% $23.26
60 months 6.125% $19.39
     
2012 or Older Used Recreational Vehicle and Boat Loans
Term APR (As Low As)* Monthly Payment**
24 months 7.50% $45.00
36 months 7.50% $31.11

We understand you may be in need of a loan outside of the options listed above and we are here to help. Bank of Sun Prairie also offers other Personal loans such as:

  • Secured Fixed Rate loans which you may secure with cash, stocks, bonds, CDs, savings accounts, etc.
  • Unsecured Fixed Rate loans starting at $1,000
  • Personal Lines of Credit

Contact us today for information!

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*APR is Annual Percentage Rate. Rates shown reflect a .25% discount for automatic payments withdrawn from a Bank of Sun Prairie checking account in your name. Without automatic payments withdrawn from a Bank of Sun Prairie checking account, rates will be .25% higher. APR may increase after loan closing if automatic payments are discontinued. Rate discount is subject to checking account qualification.

**Monthly payment is based on payment per $1,000 borrowed for term and rate shown above. Rate is based on qualifying credit scores of 720+ and subject to change based on actual credit score and repayment option.

***Monthly payment shown above is based on a minimum loan amount of $25,000 for the 120-month term.

Gift certificate applies to new Bank of Sun Prairie RV, boat, auto or motorcycle loans that are closed between May 15 and August 31, 2021. One certificate per household. Gift certificate will be reported as interest earned on IRS form 1099-INT and you are responsible for any applicable taxes. Other restrictions may apply. This gift certificate has no cash value and is not transferable. See Customer Service Representative for complete details. Gift certificate expires September 30, 2021.

Today’s rates are subject to change at any time without notice.

Loan is subject to credit approval.