Current Rates
Rates effective as of 9/4/2008 through 9/10/2008.
|
Deposit
Rate |
Interest Rate |
Annual
Percentage
Yield (APY)
|
Minimum
Opening Deposit |
|
Certificates of
Deposit (CDs) |
| 91-181
Day CD* |
2.00% |
2.01% |
$1,000.00 |
| 182-364
Day CD* |
2.40% |
2.41% |
$1,000.00 |
|
12-17 Month CD* |
3.00% |
3.00% |
$500.00 |
| 18 - 23
Month CD* |
3.00% |
3.01% |
$500.00 |
| 24 - 29 Month CD* |
3.10% |
3.10% |
$500.00 |
| 30-35
Month CD* |
3.20% |
3.21% |
$500.00 |
| 36 - 47
Month CD* |
3.30% |
3.30% |
$500.00 |
| 48 - 59
Month CD* |
3.50% |
3.50% |
$500.00 |
| 60 Month
CD* |
3.80% |
3.80% |
$500.00 |
|
Certificate of Deposit Promotions |
| 1 Year CD |
3.50% |
3.50% |
$2.500.00 |
| 3 year CD |
3.75% |
3.75% |
$2,500.00 |
|
High Yield Money
Market Account** |
| $.01 -
$1,999 |
1.00% |
1.00% |
$2000.00 |
| $2,000 -
$9,999 |
1.20% |
1.21% |
|
| $10,000 -
$39,999 |
1.70% |
1.71% |
|
| $40,000 -
$89,999 |
2.00% |
2.02% |
|
| $90,000 -
$249,999 |
2.40% |
2.43% |
|
| $250,000 + |
2.75% |
2.78% |
|
|
Health Savings
Account |
| $.01 -
$9,999 |
1.00% |
1.00% |
$50.00 |
| $10,000 + |
1.40% |
1.41% |
|
|
Regular Savings
Account** |
|
Individuals 18 & Over or Businesses |
0.50% |
0.50% |
$50.00 |
|
Individuals Under 18 |
0.50% |
0.50% |
$10.00 |
|
Golden Savings** |
| All
balances |
1.00% |
1.00% |
$100.00 |
| Rate is
effective 9/4/2008 thru 10/1/2008. |
|
Checking
Accounts** |
NOW
Checking
(not available as an IRA) |
.35% |
.35% |
$100.00 |
 
* Bump Rate Certificates of
Deposit available - $5000 minimum
deposit.
** The Interest Rate and Annual
Percentage Yield may change.
Notes:
- Fees could reduce the Annual Percentage Yield
(APY) on the above accounts. For additional Account disclosure
information, please refer to the brochure "Deposit
Account Rules"
- All Certificate of Deposit, High Yield
Money Market Account, and Regular Savings Account information
also applies to IRAs (unless indicated otherwise).
- All Certificates of Deposit are subject to substantial penalty
for early withdrawal.
- Minimum balance to earn APY is $.01.
- Interest withdrawal will affect APY. |
