Personal Checking |  N.O.W.  Account | The Club | Preferred Gold | Overdraft Protection
 

The Bank of Sun Prairie is proud to offer Independence Plus for those individuals 55 and better .  A unique checking account plan that delivers no-cost and discounted financial services. They will save you precious time and money and help you manage your financial resources even more effectively.

Stop in, meet our friendly staff and discuss the benefits of this program. We have designed Independence Plus especially for you.

To become a member of Independence Plus, click here

Qualifications:

  1. Age 55 and better (if married only one spouse need meet qualification criteria) and
  2. $2,500 minimum ledger balance in savings (cumulative) or $7.50 per month

Plan Contents:

  • N.O.W. checking account*
  • Unlimited check writing
  • Specially designed wallet style checks
  • Money orders and cashiers checks without an issue charge
  • Classic or Gold VISA card with no annual fee**
  • ATM card or check card with no annual fee**
  • 25% discount on any size safe deposit box (as available)
  • Travelers Checks without an issue fee 
  • 10% discount on 1st year's fee for any new Trust Department account
  • 10 photocopies per month at no charge
  • Personal Reserve Account (PRA) with no annual fee***
  • Social outings during the year

Request an Account  

NOTE: Prices for check printing will vary
*  Required Account. This is a check safekeeping account. Additional fees apply for check return.
** Subject to credit approval
*** Must be 62 years or better and subject to Credit Approval

  • Check Return is required for ALL checking accounts where an account signer is someone other than the Owner of the account (e.g. P.O.A.s, Agency Accounts).

Daily Balance Method - Bank uses the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Accrual of Interest on non-Cash Deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e. checks).