Money + time = a smart savings strategy
Low-risk certificates of deposit (CDs) are a surefire way to get your money to work harder. Choose from a variety of terms and types, making it easy to find one that suits your needs:
3-month and 6-month CD — $500.00 minimum deposit; interest compounded at maturity
1-year, 18-month, 24-month, 36-month, 48-month, 60-month, 84-month CD — $500.00 minimum balance required; interest compounded and credited annually; featuring some of the best rates available
Rates for CDs
Certificates of Deposit (CDs) Promotions+
| Certificates of Deposit (CDs) Promotions+ | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 7 Month CD* | $5,000.00 | 4.46% | 4.50% |
| 13 Month CD* | $5,000.00 | 4.24% | 4.25% |
Certificates of Deposit (CDs) Rates+
| Certificates of Deposit+ | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| 3 Month CD | $500.00 | 0.350% | 0.350% |
| 6 Month CD | $500.00 | 0.450% | 0.450% |
| 9 Month CD | $500.00 | 0.450% | 0.450% |
| 12 Month CD | $500.00 | 0.750% | 0.750% |
| 18 Month CD | $500.00 | 0.750% | 0.750% |
| 24 Month CD | $500.00 | 1.000% | 1.000% |
| 36 Month CD | $500.00 | 1.200% | 1.200% |
| 48 Month CD | $500.00 | 1.300% | 1.300% |
| 60 Month CD | $500.00 | 1.400% | 1.400% |
| 84 Month CD | $500.00 | 1.400% | 1.400% |
Savings Calculator
+ All Certificates of Deposit are subject to substantial penalty for funds withdrawn prior to maturity. All Certificate of Deposit, High Yield Money Market Account and Savings Account information also applies to IRAs (unless indicated otherwise). For CD promotions no brokered, institutional or out-of-State funds.
*CDs will automatically renew into a non-promotion CD for the following terms: 7-month CD promotion (6-month term), 13-month CD promotion (12-month term).
Minimum balance to earn APY is $0.01. Fees or withdrawals could reduce the Annual Percentage Yield (APY) on the above accounts. Disclosures on fees, transaction limitations and other product features are contained in our Consumer Deposit Account Fee Schedule, applicable Product Information Brochure, and our Terms and Conditions.