Regular Savings

This is our most flexible savings plan. At our discretion, the interest rates and Annual Percentage Yield are subject to change weekly,  Interest is compounded and credited quarterly. The bank shall, upon opening the account, issue to the depositor a record book which is to be maintained by the depositor. The account interest cycle will be indicated inside the depositor record book.
 

Type of
Account
Daily Minimum
Balance To Avoid
Quarterly Service Charge
Service Charge Minimum Balance
Required To Open
Account
Individuals (over 18), Organizations, Businesses
 $100.00 

$7.00 per quarter if minimum balance is not maintained  

$2.00 per debit after 9 debits per quarter 

$100.00
Individuals 
(under 18) 
no minimum 
requirement
$2.00 per debit after 9 debits per quarter 
$10.00


The bank may allow monies to be withdrawn from savings accounts at any time without previous notice, but it reserves the right to demand notice of withdrawal twenty-one (21) days prior to the intended withdrawal date.

 

Savings Account Disclosures

 

 

 

 

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