Personal Credit Card

The Bank of Sun Prairie offers three Visa options - each with simple terms, and each with a variety of rewards that you'll actually use!

 

3.99%* Introductory Annual Percentage Rate for the first 6 months on all purchases and balance transfers!

 

* After the first 6 months, the ANNUAL PERCENTAGE RATE may vary. The rate is determined by the highest prime rate published in The Money & Investing Section of The Wall Street Journal on the Fourth Monday of each month. VISA Platinum and VISA Gold is prime plus 5.39 percentage points, which is currently 8.64%ANNUAL PERCENTAGE RATE. VISA Classic is prime plus 7.39 percentage points, which is currently 10.64% ANNUAL PERCENTAGE RATE.

 

You may view your Credit Card statement here www.mycardstatement.com

 

Classic Visa Card

  • Scorecard Bonus Point Program
  • No Annual Fee
  • Includes Basic Advantage Program  (see below)
  • Card Centive Prime Program: $1,000 Identity Theft Insurance, Identity Theft Victim Assistance, Payment Card Registration, Travel Reservation Service, 90-Day Product Protection
  • Travel Accidental Death Insurance

    Basic Advantage Benefits include:
     

    • Toll-Free Travel Reservation Service
    • Quarterly Newsletter
    • Auto Rental Discount
    • Bonus Travel Dividends
    • Credit Card and Key Registration
    • VisionCare and Prescription Discounts

     

  
Gold Visa Card

  • Scorecard Bonus Point Program
  • No Annual Fee
  • Travel Advantage Program Included  (see below)
  • Card Centive Prime Program: $1,000 Identity Theft Insurance, Identity Theft Victim Assistance, Payment Card Registration, Travel Reservation Service, 90-Day Product Protection
  • Travel Accidental Death Insurance

 

 
Platinum Visa Card

  • Cash Back Program
  • No Annual Fee
  • Travel Advantage Program Included  (see below)
  • Card Centive Prime Program: $1,000 Identity Theft Insurance, Identity Theft Victim Assistance, Payment Card Registration, Travel Reservation Service, 90-Day Product Protection
  • Travel Accidental Death Insurance

    Travel Advantage Benefits include:

    • Toll-Free Travel Reservation Service
    • Quarterly Newsletter
    • Auto Rental Discount
    • Bonus Travel Dividends
    • Credit Card and Key Registration
    • Automobile Rental Insurance
    • Travel Protection
    • Medical Assistance Service
    • Concierge Service

 

For more information call our Visa Department at 608-837-4511.

 

 

Subject to credit approval.  This introductory rate is available to new customers only.  The monthly periodic rate for the first 6 months is .3325%. After the first 6 months, the ANNUAL PERCENTAGE RATE may vary. The rate is determined by the highest prime rate published in The Money & Investing Section of The Wall Street Journal on the Fourth Monday of each month. VISA Platinum and VISA Gold is prime plus 5.39 percentage points, which is currently 8.64% ANNUAL PERCENTAGE RATE (.72000 monthly periodic rate). VISA Classic is prime plus 7.39 percentage points, which is currently 10.64% ANNUAL PERCENTAGE RATE(.890000 monthly periodic rate). These quoted variable rates are correct as of 10/4/2012.  All Visas require no annual fee, up to $25 late payment fee, $6 replacement card fee and cash advance fees equal to 2.0% of the transaction or $5 whichever is greater, per cash advance transaction.  For the Visa Classic account, if your New Balance is less than or equal to $20, you must pay the entire New Balance. If your New Balance is more than $20, you may pay either the entire New Balance or, a minimum payment of 2.5% of your New Balance or $20, whichever is greater. For the Visa Gold account and for the Visa Platinum account, if your New Balance is less than or equal to $50, you must pay the entire New Balance. If your New Balance is more than $50, you may pay either the entire New Balance or, a minimum payment of 2.5% of your New Balance or $50, whichever is greater. The minimum payment due will be rounded to the next highest whole dollar and reflected as such on each periodic statement. Benefits vary by card.  Please read all disclosures on application.