Business Checking Services

At Bank of Sun Prairie, your business’s success is our success.  Choose a trusted partner who is committed to providing the services and advice your organization needs to achieve its financial goals. 

 

Small Business Checking

Specifically designed for small businesses and professional groups with low transaction volume; this checking account provides superior value without sacrificing service. Find out more.

 

Business Checking

For businesses and organizations with a high transaction volume, our business checking services will meet all of your needs.  Find out more.

 

Business N.O.W. 

This interest-bearing account is also available to certain sole proprietorships and non-profit organizations.  Find out more.

 

The business customers of the Bank of Sun Prairie enjoy a variety of no-fee value-added services; including currency and coin orders, direct deposits and payments.

 

 

 

Small Business

Business

Business N.O.W

Minimum Opening Balance

$100.00

$100.00

$100.00

Interest

Bearing

No

No

Yes

Transaction Limits

Yes

100 debits/credits (combined)

100 transit items deposited

No

No

Additional Activity

Charges

Yes

$0.50 per debit/credit

$0.25 per transit item deposited

All transactions subject to a fee/charge

All transactions subject to a fee/charge

 

 

Overview of Business Checking Account Charges

Monthly Activity Charges

Small Business

Business+

Business N.O.W.

Maintenance/Service Charge

No Charge*

$8.50

$7.50

Debit Charge

No Charge**

$0.29 per debit

$0.25 per debit

Credit Charge

No Charge**

$0.33 per credit

$0.30 per credit

Per Item Deposited

No Charge***

 

$0.07per item for 0-15,000 items

$0.03 per item for 15,001+ items

 

$0.07per item

Image Statement Fee

$1.50 

$4.50

With images fees below apply

Maintenance/Service Charge

n/a

n/a

$8.50

Debit Charge

n/a

n/a

$0.30 per debit

Credit Charge

n/a

n/a

$0.35 per credit

Per Item Deposited

n/a

 n/a 

$0.07per item

 

* If your average monthly collected balance drops below $1,000, the monthly account service charge will be $3.50.

Business accounts with a negative daily collected balance will be charged a variable rate on that balance.The rate is determined by the highest prime rate published in the Money & Investing Section of the Wall Street Journal plus 1.00%.

Business accounts with a negative daily collected balance will be charged a variable rate on that balance.  The rate is determined by the highest  prime rate published in the Money & Investing Section of the Wall Street Journal plus 1.00%.

  ** $.50 per debit/credit after 100

+Earnings credits are given to offset these charges; charges will be on an account analysis basis.  The credits are based on the daily collected balance and the Fed Funds rate for the preceding month. 

 
  *** $.25 per transit item after 100    

 

 


Additional Business Services

Lock Box ServicesExpress Deposit Service

 

Business Checking Disclosure 

 

                        For more information or for a FREE Business Service Charge Analysis

                                              call Bank of Sun Prairie at 608-837-4511.